We have a 48% annually interest rate.
Questions? Look here.
Can’t find an answer? Call us at +260211260252
What is your interest rate per annum?
How long does it take to process and pay a loan?
We take a maximum of 24hrs provided that you have availed all the documents required.
What's the loan duration?
We currently offer, 36 month, 48 months and 60 month loans.
What's the maximum amount of loan that can be borrowed?
You can borrow up to ZMW 100 000
Which arm of the government regulates Spectrum credit?
We are governed by the Companies Act
How soon can I get the loan?
You will get your loan within 24 hours once you have met all the requirements.
How are you going to pay me?
We send via DDACC/RTGS to your bank account.
Is interest on a reducing balance?
This is dependent on the product one takes.
Do you offset loans from other institutions?
Yes we do.
What is unique about Spectrum credit? Why should I choose Spectrum Credit over other lenders?
Our turnaround time is unmatched
Customer experience is world class
We have a big distribution network
Transparency, we have no hidden charges
Can one clear their loan before maturity?
Yes, you can settle the loan at any given time.